How to start saving money
Lorem ipsum dolor sit amet, consectetur adipiscing elit lobortis arcu enim urna adipiscing praesent velit viverra sit semper lorem eu cursus vel hendrerit elementum morbi curabitur etiam nibh justo, lorem aliquet donec sed sit mi dignissim at ante massa mattis.
- Neque sodales ut etiam sit amet nisl purus non tellus orci ac auctor
- Adipiscing elit ut aliquam purus sit amet viverra suspendisse potent i
- Mauris commodo quis imperdiet massa tincidunt nunc pulvinar
- Adipiscing elit ut aliquam purus sit amet viverra suspendisse potenti
Why it is important to start saving
Vitae congue eu consequat ac felis placerat vestibulum lectus mauris ultrices cursus sit amet dictum sit amet justo donec enim diam porttitor lacus luctus accumsan tortor posuere praesent tristique magna sit amet purus gravida quis blandit turpis.
How much money should I save?
At risus viverra adipiscing at in tellus integer feugiat nisl pretium fusce id velit ut tortor sagittis orci a scelerisque purus semper eget at lectus urna duis convallis. porta nibh venenatis cras sed felis eget neque laoreet suspendisse interdum consectetur libero id faucibus nisl donec pretium vulputate sapien nec sagittis aliquam nunc lobortis mattis aliquam faucibus purus in.
- Neque sodales ut etiam sit amet nisl purus non tellus orci ac auctor dolor sit amet
- Adipiscing elit ut aliquam purus sit amet viverra suspendisse potenti
- Mauris commodo quis imperdiet massa tincidunt nunc pulvinar
- Adipiscing elit ut aliquam purus sit amet viverra suspendisse potenti
What percentege of my income should go to savings?
Nisi quis eleifend quam adipiscing vitae aliquet bibendum enim facilisis gravida neque. Velit euismod in pellentesque massa placerat volutpat lacus laoreet non curabitur gravida odio aenean sed adipiscing diam donec adipiscing tristique risus. amet est placerat in egestas erat imperdiet sed euismod nisi.
“Nisi quis eleifend quam adipiscing vitae aliquet bibendum enim facilisis gravida neque velit euismod in pellentesque massa placerat”
Do you have any comments? Share them with us on social media
Eget lorem dolor sed viverra ipsum nunc aliquet bibendum felis donec et odio pellentesque diam volutpat commodo sed egestas aliquam sem fringilla ut morbi tincidunt augue interdum velit euismod eu tincidunt tortor aliquam nulla facilisi aenean sed adipiscing diam donec adipiscing ut lectus arcu bibendum at varius vel pharetra nibh venenatis cras sed felis eget dolor cosnectur drolo.
The last thing we need in Monroe County is a business shutting down because of a preventable cyber attack. Yet, we see it time and time again -- A bad password, unpatched software, or accidental click leads to a ransomware event.
Ransomware is the most common cyber crime we deal with today, and the cost to pay a ransom can be devastating to a business. Just imagine paying a ransom of $50k - 150k -- and think about if your small business would be able to pay, or would survive if the word was out that all of your data has been compromised (not to mention the HIPAA/GLBA/PCI fines you might face)..
One of the first items you need to think about is training for your employees. Believe it or not, your devices and software are not the weakest link in your network. Your people are! There are plenty of free cyber training resources out there — one f my favorite is Wizer-training.com.
Next, start using tools you already have available such password managers, VPNs, and multi factor authentication. Your existing business grade router might already have a VPN solution built in, consider using that to access your internal systems. Also, be on the lookout for any login that does not require multi-factor; and figure out how to enable multi-factor for that service or website.
Next, Onto the topic of backups.. And I can’t stress this enough. If you have a manual process for backups — you need to change that immediately. Backups should be automated, with offsite backups being sent offsite (encrypted).
If you have automated backups in place, make sure these are tested regularly. I like to say that a backup is only as good as your last restore test.
Finally, create a policy and procedure in the event you do have a breach. Things to include should be:
- Who to contact? Who to Alert?
- What are the steps you should take to block the attack?
- What should your employees do during the breach?
- What to do if a device is lost or stolen?
One last bit of detail — if you don’t have a cyber policy in place — I suggest you reach out to your insurance provide and start talking about it today.
There are many other things that you can and should be doing. Security isn’t something that you will solve overnight, it is an ongoing process that you will need to continue forever. Each step of the way you should be looking to identify next steps on your cyber security timeline.
